Plots... don't be scared, we do it all for you.
We are looking for plots where each of us would look for them: on the Internet. There are plenty of offers, but only some of them are included in our offer. We focus on those that are nearby, i.e. up to 30 minutes by car to work. Of course, this is different, especially during peak hours.
We call plot owners, ask about the most important things for us:
– Exact location (we are interested in the geodetic or GPS number of the plot)
– Its purpose in the spatial development plan
– Connections for water, electricity and sewage (or gas)
“Its dimensions, especially those at the front of the plot
– Proximity to a public road.
In short, this is what we are interested in in the first stage. Of course, its price is very important, although in the first stage it is not that important, because the willingness to sell is what counts, and the market verifies such things as price.
Equipped with such knowledge, we start the process of entering the offer into our system - a proprietary database program. Here, each information has its own field, has its place, so that it is easy to find a given offer/plot e.g. by its size, geodetic number, etc.
A given plot sale offer is updated by us on average once every 3 months, sometimes more often, but sometimes less often - it depends on whether the given area is often of interest to customers/buyers.
All information provided to us by the owner of the plot is made available to interested parties, including the price of the plot. We do not hide anything, even in the first stage of contact, we provide the price and geodetic number of the plot on request, without adding anything for ourselves or any commission to the price.
I do not want to scare you with the information that I will post below, I just want to raise the importance and importance of the decision regarding the selection of this or maybe another plot. When checking the plot, remember the following:
– what is the status of the plot (construction, agricultural, recreational, etc.); it seems simple, but believe me that it is not, because, for example, a plot may only have building conditions, but not be covered by a spatial development plan and there is a problem. This may not be a big problem, but in dealing with banks that would grant a loan for the purchase of such a plot, such information becomes a big problem. We need a few months to settle the matter. There may be another case: the plot has valid development conditions for, for example, 7 plots and thus 7 houses. When one of the plots has been sold, the conditions become invalid, even though they apply to as many as seven plots. Funny but true. I assure you that the person who bought such a plot and is in the process of arranging a loan for it is not smiling. Or another case ... or maybe it's enough, I don't want to bore you. I will be happy to meet and talk about many, many other cases regarding the determination of the status of the plot.
- identifying the owner of the plot. You should check in the land and mortgage register whether the names agree with those that we heard in the first contact with the seller. After logging in to the online land and mortgage register service, we browse through its contents, trying to understand something from dozens of different frames and strange entries. I must admit that to this day it takes me a while to get to the information I am looking for. I look with envy at notaries who flit around these frames without hesitating. It happened to me more than once to talk to the wrong person, but claiming to be the owner or the person on whom everything depends. You have to be very patient and vigilant then, because again I could quote a few stories here, the finale of which was not funny, especially for the buyer. But most of the time, finding the owner is not a problem. The problem begins when we want to negotiate the price, because it can depend on many factors, not only the market price. I once heard a client telling how many things he wanted to buy with the money obtained from the sale: a dress for his wife, a car for himself, an apartment for one and the other child, and for the rest ... it was hard to communicate :). Sometimes a colleague from work, father-in-law or, quietly, the wife of the owner of the plot has a big influence on the price. Negotiations always last a few days, sometimes they can extend to several months.
– how far away are the connections, especially water, because electricity and sewage are usually not a major problem. It should be remembered that for each meter of the distance of your plot to the water you will have to pay about PLN 100. Water is very important, without it - of course - it is impossible to live, but also it will not be possible to obtain the acceptance of the building after construction. It often happens that turning to ENERGA we hear that we have to wait for the connection to electricity. How much? A year, comes the reply. Shocking. This happens regardless of where the plot is located, it can even be the center of the city. ENERGA has to organize a tender for this one connection, and this can take months.
– legal status of the plot – that is: established mortgages, easements, and not only on the plot we buy, but also on the access road. All this should be looked at, because the lawyer of the bank to which we will go for a loan will do the same in a moment. He will use a very simple scheme: the plot must be "clean" with a clear status and with a free first position on the mortgage. Access to the plot should also be checked, but not only the one close to it, but step by step, up to the public road itself. It is not important that the neighbors around already have houses, somehow they get to them, so we probably will not have a problem with it either. No, it doesn't have to be that way. Officials, lawyers and bankers will be bending over this matter once again and checking everything very carefully. The lack of one of the border stones can also prolong the process of buying it by several weeks, but it can also be months. I remember a situation when all the neighbors had to be summoned to create a report on the course of the plot boundary. The owners did not show up. Everything took several years.
There are still many things to pay attention to. I could write and write about them here, but I will only signal them: is the plot included in the fixed assets of the owner's business activity; whether in the vicinity of the plot the commune/city does not plan to build a landfill or something similar that would be burdensome for residents; what is or will be located in the immediate vicinity of the purchased plot (neighbours on the left, on the right, or the appearance of their property or the way it is managed will not affect the value of our property. It will certainly affect, but let it affect the plus rather than the minus.
- and finally, I left the important thing like the size of the plot, especially those from the front, because thanks to them we will know what we can put on it, how wide and how deep our plot can be future home The zoning plan will tell us how high our house can be, what the maximum allowable roof pitch can be, what the height of the knee wall can be, the height and building area of our building.
Don't be afraid, we do it all for you. We do the above and a bit more - such as geological survey of the ground to assess its stability.